There are still two weeks left to 2015.... is it safe to say the market collapse,  crash,  Armageddon is going to come in 2016 instead of 2015, which was previously set for 2014, and 2013, and 2012 and 2011.....?  Have we survived another year above DOW 1,000?  Truly miraculous.....

•  The Crash of 2016 you say?

2015 started with a sell-off which lasted one month.  From February until the middle of August stocks gyrated in a consolidating fashion before crashing into the end of August.

The recovery from that crash began at the end of September, with the stock market mounting an impressive rally back into the consolidation channel from months past.   Crude oil prices continue to take center stage.  At the start of the year I likened the Crude crash to that of the internet and the housing bubble.

• The Internet Bubble, The Housing Bubble, and now the Crude Bubble
• Last Years Review and Predictions

It's time to review the year that was and look ahead to 2016.

In case you missed it last year here is the 3 part review of 2014:

2014 Year in Review Part I

2014 Year in Review Part II

2014 Year in Review Part III

and some predictions for 2015:

2015 Predictions

as 2015 comes to a close - there will be plenty to remember and more to forget.

The FED hiked rates for the first time in some ten years.

Late in 2014 we were in much the same predicament with stock prices near where they are today.

Crude and Unusual Punishment (2014)

One thing I got right about 2015