It's an hour until Yellen and all through the  market, banks had lots of cash but no where to park it.  Yields were too low,  too stock prices at record highs, this has to fall apart at some point, why should I buy?

The market is safe, they said with a grin Lehman is gone and Enron is a has been.  So hold up your nose, and nod your big head, just buy up those stocks, volatility is dead.